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Non-Resident Ordinary (NRO) Account |
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Non-Resident External (NRE) Account |
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Foreign Currency Non Resident (FCNR) Account. |
The NRO / NRE accounts are maintained in rupees and the funds remitted will thus be converted into India rupees at the spot exchange rate.
For FCNR, the deposit can be maintained in the currency of your choice i.e. USD, GBP, EUR, AUD and
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| General Insurance |
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With the advent of globalization and liberalization, every day, thousands of Indians are crossing new frontiers and taking up new challenges in different parts of the world. But at the same time they are exposed to several perils like illness, accidents and various other misfortunes. In order to help cover such contingencies, S M Financial and Management Services is always there to advice on general insurance available to NRIs in India. These policies are specially designed for emigrant Indians who are abroad on a valid visa for purposes of employment or higher education.
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Following is the list of the key general insurance schemes in India for NRIs:
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Health Insurance
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Car Insurance
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Home Insurance
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Accident Insurance
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Business Insurance
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Travel Insurance
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| Investment Opportunities: |
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Real Estate: Primary and Secondary Market |
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Share and Debentures: Primary and Secondary Mkt |
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Mutual Funds |
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Derivative Contracts |
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Commercial Papers |
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Government Dated Securities, T-bills etc |
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