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Non-Resident Ordinary (NRO) Account |
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Non-Resident External (NRE) Account |
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Foreign Currency Non Resident (FCNR) Account. |
The NRO / NRE accounts are maintained in rupees and the funds remitted will thus be converted into India rupees at the spot exchange rate.
For FCNR, the deposit can be maintained in the currency of your choice i.e. USD, GBP, EUR, AUD and
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| Financial Planning |
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The motive behind starting a dedicated NRI desk is to provide quality advisory services to NRI clients for their Investments in India, offer them the best services, rightly assist them in processing of PAN card and KYC (the most difficult Part which every NRI faces ) and make their investment experience in India hassle free and convenient .
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Our NRI Services focus on providing financial planning and portfolio advisory services to NRI clients of high net-worth and has developed the processes that focuses on providing the best advice and helps in the ongoing management of your portfolio and financial plans.
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Financial planning is the process of meeting once life goals through proper management of one's finances. Life goals can include buying a home, saving for children's education, buying a car, protecting family against financial risks or planning for retirement. It is financial planning that helps us to take a comprehensive look towards one's futures financial needs and goals including cash flow, debt management, education funding, retirement planning, estate conservation and portfolio management.
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S M Financial and Management Services contribute to your financial planning as it:
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Determine Your Current Financial Situation
Develop Financial Goals.
Develop financial planning alternatives.
Evaluate Alternatives.
Create and Implement a Financial Action Plan.
Re-evaluate and Revise One's Plan.
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| Investment Opportunities: |
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Real Estate: Primary and Secondary Market |
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Share and Debentures: Primary and Secondary Mkt |
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Mutual Funds |
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Derivative Contracts |
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Commercial Papers |
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Government Dated Securities, T-bills etc |
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