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Non-Resident Ordinary (NRO) Account |
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Non-Resident External (NRE) Account |
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Foreign Currency Non Resident (FCNR) Account. |
The NRO / NRE accounts are maintained in rupees and the funds remitted will thus be converted into India rupees at the spot exchange rate.
For FCNR, the deposit can be maintained in the currency of your choice i.e. USD, GBP, EUR, AUD and
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| Wealth Management |
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Wealth management – is it just for the super rich? Or is it for everyone? With wealth and disposable income growing, wealth management is getting increased attention. Looks like the spotlight is on wealth management services today!
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S M Financial and Management Services bring to you a premier, personalized investment experience based on a careful understanding of your diverse needs as a Non Resident Indian (NRI) - before you leave India, while you are abroad and when you plan to return to India.
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Our research desk help us provide you a panoramic view of international markets and a strong approach to investing in India , profitably. Our Relationship Managers are trained and certified to provide you sound wealth management advice, across asset classes and market cycles. They will work with you personally to maximize your growth opportunities and enhance your wealth, while ensuring that you can continue to pursue your own goals in life without a worry.
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Wealth management means more than just sticking to a budget! It helps you plan for the future. You’ll find yourself in the midst of services that claim to help you manage your money and provide you with complete wealth management services. You can find a customized solution for your assets and follow the right avenue to ensure that you achieve your financial goals.
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S M Financial and Management Services structures customized solutions based on each individual's personal life stage and objectives. These have proved to be far superior in terms of returns, risk and costs.
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| Investment Opportunities: |
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Real Estate: Primary and Secondary Market |
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Share and Debentures: Primary and Secondary Mkt |
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Mutual Funds |
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Derivative Contracts |
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Commercial Papers |
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Government Dated Securities, T-bills etc |
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